How Do I Calculate My Trip Cost?
Insurance Cost is primarily based on:
The most important factor is your Trip Cost. In order to determine Trip Cost, calculate your total pre-paid, travel expenses that would be subject to penalty if you cancelled your trip prior to departure. Below are examples of travel expenses that may be subject to a cancellation penalty.
| Airfare |
Cost for each person as itemized individually on airline tickets |
| Accommodations |
If accommodation expenses are not itemized individually, evenly split the amount among all travelers |
| Cruise |
Cost for each person as itemized individually on cruise receipt |
| Program Fees |
Cost for each person |
| Rental Car |
Assign whole cost to person who paid for rental |
| Meals and Entertainment |
Cost for each person |
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