Annual Multi-Trip Insurance for Frequent Travelers
Best for: Frequent travelers looking for comprehensive travel insurance, paid only once per year. Pay and forget.
Coverage Period: 12 months
- Only one payment per year
- ID card & policy available immediately after purchase
Plan and Benefit Comparisons
| Product Type |
Annual Trip Protection Insurance
|
Annual Travel Medical Insurance
|
| Plan Administrator |
 |
|
| Quote / Purchase |
(select "Annual")
|
(select "Multi-Trip")
|
| Key Feature |
Per trip flexibility - you choose your coverages |
Highest medical & evacuation coverage |
|
Annual Rates for Individuals
|
Base Policy Rates:
- Ages 18 - 80: $94
- Ages 0 - 17: $64
Optional Benefits Available at Additional Cost, per Trip Segment:
- Trip Cancellation
- Trip Cancellation For Any Reason
- Trip Interruption
- Rental Car Damage
- Travel Bed Rest Required
|
Choice Plan Rates:
- Age 49 & under: $193
- Ages 50 - 59: $243
- Ages 60 - 69: $272
- Ages 70+: $328 ($200,000 maximum)
|
| Plan Name |
Multi-Trip Protector |
Trekker |
| Coverage Area |
100+ miles from home
USA or Abroad
|
Outside the USA only |
| Maximum Trips Per Year |
Unlimited |
Unlimited |
| Maximum Days of Coverage Per Trip |
45 |
70 |
|
TRIP PROTECTION BENEFITS |
| Trip Cancellation |
100% - Optional |
- - - |
| Trip Cancellation For Any Reason |
75% - Optional |
- - - |
| Trip Interruption |
150% - Optional |
- - - |
| Rental Car Damage and Theft |
$50,000 - Optional |
- - - |
| Travel Inconvenience / Bed Rest |
$4,000 - Optional
|
- - - |
| Lost Baggage & Personal Effects |
$2,500 |
$100
|
| Baggage Delay |
$750 |
- - - |
| Trip Delay |
$5,000 |
- - - |
| Missed Connection |
$500 (Tour or Cruise) |
- - - |
|
TRAVEL MEDICAL BENEFITS |
| Accident and Sickness Medical Expenses |
$100,000 |
$1,000,000
(Ages 70+: $200,000)
|
| Emergency Medical Evacuation |
$100,000
Optional: additional $400,000
|
$500,000
|
| Medical Deductible |
$0 |
$100
|
| Bedside Visit |
- - - |
$1,500 |
| Repatriation of Remains |
$100,000 |
$25,000
|
| Dental Pain / Injury |
$750 |
$300 |
| Sports |
Non-contact or non-extreme sports only |
$25,000
Alpine Skiing & SCUBA
|
| Pre-existing Medical Conditions |
Subject to 90 "look back" period, prior to departure
|
100%
Current USA health insurance or Medicare (supplement or Advange) required
|
|
ADDITIONAL BENEFITS & SERVICES |
| Accidental Death |
$50,000 |
$25,000
|
| Security Evacuation |
$150,000
|
- - - |
| Global Health & Assistance Services |
Included |
Included |
| 24 Hour Hotline & Concierge Services |
Included |
Included |
|
| |
