iTravelinsured Travel LX

iTravelinsured Travel SE

United States Fire Insurance Company - rated A (Excellent) by AM Best Company

U.S. Residents

Worldwide

100% of Trip Cost

150% of Trip Cost

Included - 75% of trip cost insured if purchased within 20 days of initial trip deposit. Must cancel 48 hours or more before departure.

No Coverage - you must be prevented from traveling due to a covered reason.

Included in trip cancellation and trip interruption

No Coverage - you must be prevented from traveling due to a covered reason.

$1,000 ($250 per day)delayed 6 hrs or more

$500 ($125 per Day)delayed 12 hours or more

$500 - delayed 3 hrs or more

$500 - delayed 6 hours or more

Involuntary employer termination or layoff if employed for at least 1 continuous year with the same company.

Terrorist Incident that occurs in a city listed on the itinerary of Your Trip and within 30 days prior to Your Scheduled Departure Date. Same city no terrorism experienced in the 90 days prior to policy effective date.

Policy purchase within 20 days of first trip payment then Waiting period applies - coverage begins 10 days after policy effective date.

Complete cessations of Common Carrier services for 6 hrs or more. Cancellation within 24 hrs of departure due to hurricane warning. 14 day waiting period from policy effective date.

Cancellation within 24 hrs of departure due to hurricane warning. 14 day waiting period from policy effective date.

Unannounced strike causing complete cessation of Common Carrier services for at least 6 hours

$500,000 per person

$150,000 per person

Primary

None

None

$1,000,0000

$500,000

$1,000 for emergency dental treatment

Many hazardous activities are not excluded. See policy for excluded activities.

Excluded: Mountaineering, bodily contact sports, parachuting, skydiving, extreme skiing, heli skiing, and more. See policy details

When Your Payment or Deposit for this Policy and enrollment form are received within 24 hours of the final Payment

Pre-existing medical condition exclusion is waived if policy is purchased within 20 days of initial trip payment or deposit

subject to a 60 day lookback period from policy effective date for unstable pre-existing medical conditions

$1,000,000

If traveling alone and hospitalized for more than 3 consecutive days, transportation for one person for bedside visit

$2,500

$1,500

$500

$250

$40,000

No coverage

$100,000

$25,000

$100,000

$25,000

Non-Medical Emergency Evacuation $50,000

Search & Rescue $10,000

$75 Reimbursement of Miles or Reward Points

Full refund if requested within 10 days of purchase date

VISA, MASTERCARD, DISCOVER, AMERICAN EXPRESS