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Travel Protection Plan Comparison |
Plan Name |
iTravelinsured Travel LX
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iTravelinsured Travel SE
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Underwriter |
United States Fire Insurance Company - rated A (Excellent) by AM Best Company
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Available To |
U.S. Residents
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Coverage Area |
Worldwide
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Quote / Purchase |
![](//n.b5z.net/i/u/10096404/i/quote2.jpg)
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Trip Cancellation |
100% of Trip Cost
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Trip Interruption |
150% of Trip Cost
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Cancel For Any Reason |
Included - 75% of trip cost insured if purchased within 20 days of initial trip deposit. Must cancel 48 hours or more before departure.
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No Coverage - you must be prevented from traveling due to a covered reason.
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Cancel For Work Reason |
Included in trip cancellation and trip interruption
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No Coverage - you must be prevented from traveling due to a covered reason.
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Trip Delay |
$1,000 ($250 per day)delayed 6 hrs or more
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$500 ($125 per Day)delayed 12 hours or more
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Missed Connection |
$500 - delayed 3 hrs or more
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$500 - delayed 6 hours or more
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Employment Layoff |
Involuntary employer termination or layoff if employed for at least 1 continuous year with the same company.
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Terrorism |
Terrorist Incident that occurs in a city listed on the itinerary of Your Trip and within 30 days prior to Your Scheduled Departure Date. Same city no terrorism experienced in the 90 days prior to policy effective date.
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Supplier Bankruptcy/Default |
Policy purchase within 20 days of first trip payment then Waiting period applies - coverage begins 10 days after policy effective date.
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Hurricane/Weather |
Complete cessations of Common Carrier services for 6 hrs or more. Cancellation within 24 hrs of departure due to hurricane warning. 14 day waiting period from policy effective date.
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Cancellation within 24 hrs of departure due to hurricane warning. 14 day waiting period from policy effective date.
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Labor Strike |
Unannounced strike causing complete cessation of Common Carrier services for at least 6 hours
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Quote / Purchase |
![](//n.b5z.net/i/u/10096404/i/quote2.jpg) |
Medical Expenses |
$500,000 per person
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$150,000 per person
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Medical Coverage (Primary/Secondary) |
Primary
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Deductible |
None
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Coinsurance |
None
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Emergency Evacuation |
$1,000,0000
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$500,000
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Emergency Dental |
$1,000 for emergency dental treatment
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Sports & Hazardous Activities |
Many hazardous activities are not excluded. See policy for excluded activities.
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Excluded: Mountaineering, bodily contact sports, parachuting, skydiving, extreme skiing, heli skiing, and more. See policy details
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Pre-existing Condition Exclusion Waiver - Available |
When Your Payment or Deposit for this Policy and enrollment form are received within 24 hours of the final Payment
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Pre-existing medical condition exclusion is waived if policy is purchased within 20 days of initial trip payment or deposit
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Pre-existing Conditions - If Not Qualified for Waiver |
subject to a 60 day lookback period from policy effective date for unstable pre-existing medical conditions
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Repatriation of Remains |
$1,000,000
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$500,000 |
Emergency Reunion |
If traveling alone and hospitalized for more than 3 consecutive days, transportation for one person for bedside visit
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Lost Baggage |
$2,500
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$1,500
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Baggage Delay |
$500
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$250
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Rental Car Protection |
$40,000
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No coverage
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Flight Accident |
$100,000
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$25,000
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Common Carrier Accident |
$100,000
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$25,000
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Medical & Legal Referrals |
Included |
Emergency Travel Arrangements |
Included |
Lost Baggage Assistance |
Included |
Emergency Prescription Replacement |
Included |
Lost Passport / Travel Documents Assistance |
Included |
24-hour medical monitoring |
Included |
Emergency Cash Transfer |
Included |
Embassy & Consulate Referrals |
Included |
Emergency Message Relay |
Included |
Emergency Translations |
Included |
Additional Plan Features |
Special Features |
Non-Medical Emergency Evacuation $50,000
Search & Rescue $10,000
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$75 Reimbursement of Miles or Reward Points
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Money Back Guarantee |
Full refund if requested within 10 days of purchase date
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Credit Cards Accepted |
VISA, MASTERCARD, DISCOVER, AMERICAN EXPRESS
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Quote / Purchase |
![](//n.b5z.net/i/u/10096404/i/quote2.jpg) |