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Global Benefits
 Expatriate Medical Insurance 
  • Worldwide Expat Medical Insurance for Expatriates
  • Emergency Evacuations, Hospitalization, Medical Emergency, Accident, Sickness, Outpatient, Wellness, Maternity, Vision & Dental
  • 24/7 Travel Assistance Services
  • Choice of Plans


Plan and Benefit Comparisons
For policy overview and comparison purposes only.  Please review company brochure for specific benefit variations and plan options.
Coverage Level Premium & Comprehensive Budget Conscious
Company

Cigna Global

International Medical Group
Plan Name Global Individual Private Medical Plan Global Medical Insurance
Plan Choices Platinum, Gold, Silver Platium, Gold Plus, Gold, Silver, Bronze
Residency Eligibilty Residents of all nations

Residents of all nations

USA State Restrictions None

Not available to residents of FL, MD, NY

Accident and Sickness Medical Expense Unlimited; $2,000,000; or $1,000,000 Up to $8,000,000
Emergency Medical Evacuation $ Up to $8,000,000
Deductible

Abroad & in USA using IMG Medical Concierge: $50, $125, $250, $500, $1250, $2500

USA PPO: 2X above

Coverage Abroad 100% after deductible
Coverage USA PPO 100% after deductible
Wellness No waiting period Included after 12 months
Additional Cash Payment for Hospitalization - - - Up to $500 per day (Abroad only)
Maternity Optional after 1 year Not Covered
Accidental Dental Varies by plan selected
Emergency Family Reunion Up to $10,000
Return of Bodily remains to Home Country Up to $50,000
Accidental Death - - -
Pre-existing Medical Conditions Subject to underwriting approval Not Covered or Limitations
Global Health & Assistance Services Included Included
24 Hour Hotline & Concierge Services Included Included
Optional
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Additional Info

Below are international travel informational links from the US Dept. of State and US Center for Disease Control (CDC):